Dentons advises lenders on €673.7 million term and revolving loan facilities for Telekom Srbija

Global law firm Dentons has advised UniCredit S.p.A., UniCredit Bank Serbia JSC Belgrade, Erste Group Bank AG, Erste Bank a.d. Novi Sad and Raiffeisen Bank International AG as mandated lead arrangers of €673.7 million term and revolving loan facilities for Telekom Srbija a.d. Beograd, the state-owned telecoms company and largest fixed-line and mobile telephony operator in Serbia.
The facility, which will be used for refinancing, working capital and capex, featured a new structure for the Serbian market in the form of a revolving credit facility that combined both local and international liquidity that can be accessed either jointly or separately as the borrower requires. Syndication closed with a healthy oversubscription with a further eight banks joining the deal, allowing the facility amount to ultimately be upsized.
Partner Mark Segall led the Dentons team on the deal in collaboration with senior associates Stefi Ionescu and Lawrence Florescu.
Mark Segall commented on the deal, “This is a fantastic deal for all parties, supporting the very positive trajectory of Telekom Srbija’s business as demonstrated by the strong appetite of the loan market. This deal illustrates Dentons’ capabilities to support our clients in structuring and implementing innovative financing solutions.”

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What Not To Do After a Car Accident

The steps you take after a car accident will determine how the case will pan out. They affect your chances of proving your case and recovering compensation for the damages you suffered. They are also crucial to how you’ll defend yourself if you are wrongly blamed for causing the accident. More than that, there are things the law expects you to do after you’ve been in a car accident. Failing to do them might make you criminally liable.
While nobody plans to be in a car accident, you should know what not to do after a car accident. Car accident cases can be complex, and avoiding these mistakes will lead to a better outcome.
8 Things You Should Not Do After a Car Accident
After you’re involved in a car accident, don’t do any of the following things:
Flee the Scene
In every state in the United States, it is a criminal offense to leave the scene of an accident you were in without stopping. This is commonly known as a “hit and run.”
The law mandates you to stop, help those who need aid, and exchange contact information with the other driver. If there is no other driver, for instance, if you hit an object, you must stop and leave your contact information.
Fleeing the scene of an accident can lead to misdemeanor or felony charges. The punishment varies state by state. As a misdemeanor, you can face up to 6 months in jail or up to a $500 fine. If the accident caused injury or death, it’s a severe offense, and it’s treated as a felony. In hit and run cases, most states impose a fine of between $5,000 and $20,000 and, possibly, years of incarceration.
In addition, if you’re convicted for a hit and run, the state will revoke your driver’s license. The duration of this suspension varies state by state, and ranges from months to a lifetime, based on the circumstances of the accident.
Fail To Call 911
You may wonder if it’s important to call the police after an accident, especially if nobody was seriously hurt. The other driver may even beg you not to call 911. But there are various reasons you must not fail to call 911 and report the crash, even if the accident appears minor.
In many states, you have a legal obligation to report an accident you were in, even if you didn’t cause it. In Louisiana and Texas, you have an obligation to report an accident that causes injury or death, or property or car damage over $500 and $1,000, respectively.
The police may also help to determine who was at fault. That report can help you in proving your case later. For example, a police report showing that the other driver was drunk driving may be all you need to prove your case. A police report is also proof that the accident happened, and most insurance companies ask for it when you file your claim.
Neglect Proper Documentation
Another thing you must not do after a car accident is fail to document the accident and gather evidence. Don’t just rely on the police report. You can capture lots of details the police may miss that will help your case. Write the name and badge number of the police officer in charge, and get a copy of the police report.
Don’t neglect to go to the hospital and get yourself checked out, even if you sustained little or no injury. Ensure you get a medical report of your injury immediately after you are in an accident. Insurance companies may use any failure or delay to do so as proof that you didn’t sustain any injury, or that your injury was minor. Ensure the medical report includes every test, diagnosis, and treatment you received.
Other details you should not fail to gather after an accident are:
The other driver’s full name and contact information
Plate numbers of the vehicles involved
The model, make, and color of the vehicles involved
Auto insurance information of all the drivers involved
Name and contact information of eyewitnesses
Eyewitness accounts of the accident
A written narrative of the accident as you understand it
Picture of the accident scene and vehicle damage
Pictures of any physical injury you sustained
Picture of the road and weather condition
Underestimate Your Injuries
Car accidents often cause internal injuries or soft tissue damage, which may take days, weeks, or even months to manifest. What you think is just a minor bruise may be serious.
After an accident, you may feel shocked, overwhelmed, and uncomfortable with all the attention you are getting. But you should not downplay any pain or unusual feeling you may have. Always let medical personnel know exactly how you feel. A slight pain you feel in your back may indicate a spinal cord injury.
Underestimating your injuries may cause you to delay a proper medical evaluation of your injuries, which may worsen your injuries or affect your ability to receive proper compensation. Never say you are fine if asked how you feel, even if you think you are. Insurance companies may use that admission to claim that you weren’t injured in the accident or that the injury wasn’t serious.
When you underestimate your injuries, it can also make you neglect the long-term impact of your injuries, and you may accept a settlement that doesn’t cater for injuries that surface later.
Admit Fault
Admitting fault is one of the biggest mistakes you can make in a car accident case. Even if you think you are partly or fully responsible for an accident, never admit fault. You don’t have enough facts to do so. You may wrongly assume that you are the one responsible when you are not.
No matter how empathetic you feel towards the other driver, never say things like “I’m sorry” or “I tried to slow down,” or any statement that implies you are admitting responsibility.
It’s the duty of the police and insurance adjusters to investigate the case and assign blame. Most states, including Louisiana and Texas, apply comparative negligence in accident cases, which means you can still recover damages even if you were partly at fault, as long as you are less at fault than the other parties involved in the accident.
If you admitted fault, and the investigation reveals that you played a minor role in the crash, that admission may make it harder to receive the compensation you deserve. Admitting fault can also make you liable for traffic violation citations, even when you are not at fault.
Talk to an Insurance Adjuster
Insurance adjusters may appear friendly and helpful, but never forget that your interests conflict with theirs. Any car accident advice they give you will only benefit them. Their job is to find what they can use to deny or reduce your compensation.
Insurance adjusters know that accidents victims are at a vulnerable point. They may try to win your trust and get you to open up. It might be tempting to talk. You may even feel like talking will help your case. It won’t.
The only thing you should divulge to insurance adjusters is your contact information or your lawyer’s contact information. Anything else could be used against you.
Sign a “Quick Hit” Release
After you have been in a car accident, insurance companies may be quick to offer you a settlement and get you to sign a release or waiver. Don’t sign it without talking to a personal injury lawyer. Accepting the first offer an insurance company gives you is hardly the right thing to do. Most times, they are offering you a lot less than you deserve.
It’s often tempting to accept their offer because you need the money to settle your medical bills, and you want to get your life back to normal. Insurance adjusters know this, and they will try to exploit it. They will use lots of tactics to get you to sign a release, including victim-blaming.
Signing any release will bar you from pursuing any claim or lawsuit against them later on if you realize that what they offered is not enough to take care of your medical bills.
Moreover, medical expenses are only a fraction of what you might recover. You can also claim compensation for:
Future medical bills
Lost income
Future lost earnings
Cost of renovating your home to accommodate any disability
Pain, suffering, and mental trauma
Not Talk to a Lawyer
Insurance adjusters will discourage you from hiring a personal injury lawyer, and there are reasons they do that. A report by Nolo shows that when you hire a personal injury attorney, you have a 91 percent chance of receiving a settlement, compared to a 51 percent chance when you don’t. Also, people who hire a personal injury lawyer receive, on average, three times the compensation of people who don’t.
Insurance companies want to pay you a lot less than you deserve, but a car accident attorney will fight to get you the maximum compensation possible.
If you or a loved one were injured in a car accident because of other people’s negligence, contact a car accident lawyer immediately. The experienced car accident attorneys at Morriss & Dewett Injury Lawyers have represented many car accident victims in Louisiana and Texas. Contact us today to see if you have a case.

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U.S. Supreme Court Reaffirms Americans’ Right to Sue for Malicious Prosecution – Legal Reader

While the Supreme Court may have lowered the standard to raise a malicious prosecution case, the split ruling does not make it any easier to sue law enforcement and other public officials.
The U.S. Supreme Court has made it easier for Americans to sue police and prosecutors for malicious prosecution.
However, the decision does not overturn existing rules that makes it difficult to file such complaints in the first place.
According to The New York Times, the justices’ split 6-3 decision only addresses whether plaintiff Larry Thompson demonstrated whether there was a favorable termination of prosecution against him.
National Public Radio notes that the case—oddly enough—relates to literal diaper rash.
When Thompson was living with his then-fiancée and newborn baby, his sister-in-law—who allegedly suffered from mental illness—called 9-1-1 on the family, claiming that Thompson was abusing his child.
When emergency responders arrived to Thompson’s home, they were permitted entry by his sister-in-law.
However, Thompson—who was not aware of the 9-1-1 call—told EMTs they had the wrong address.
The EMTs left, but returned shortly afterward with four New York City police officers.

Image via Petr Kratochvil/ Public domain.Thompson, says N.P.R., told them they could not enter without a search warrant. However, an officer allegedly threw Thompson to the ground and handcuffed him while other law enforcement personnel examined the baby.
While the officers’ search yielded nothing other than diaper rash, Thompson was taken to jail, charged with resisting arrest and obstructing governmental administration, and left behind bars for several days.
Prosecutors eventually offered Thompson a deal, saying they would clear his record if he admitted to the charges.
However, Thompson refused—and the prosecutors eventually dropped the case without explanation.
Despite prosecutors’ decision, Thompson decided to file a lawsuit, alleging malicious prosecution. In his complaint, Thompson cited an 1871 federal civil rights law known as Section 1983.
Section 1983, notes the New York Times, allows private citizens to sue state officials, including police officers, over suspected violations of their constitutional rights.
Thompson, for his part, said that the N.Y.P.D. officers violated his Fourth Amendment rights by executing a search of his residence without first obtaining a warrant or reasonable cause.
But a federal appeals court found that Thompson had to first prove, or “affirm,” his innocence before filing a civil complaint.
The prosecution’s decision to drop charges, said the court, was not sufficient grounds for Thompson to file a lawsuit.
However, Justice Brett Kavanaugh, writing for the majority, said that the plaintiff only needed to show that his prosecution ended without a conviction, rather than a definite finding of innocence.
“Requiring the plaintiff to show that his prosecution ended with an affirmative indication of innocence would paradoxically foreclose [his Section 1983 claim],” Kavanaugh wrote, “when the government’s case was weaker and dismissed without explanation before trial, but allow a claim when the government’s evidence was substantial enough to proceed to trial.”
However, dissenting Justice Samuel A. Alito, Jr., contended that the majority failed to demonstrate that federal law even allows malicious prosecution claims—let alone Thompson’s.
Kavanaugh, wrote Alito, tried to combine “elements taken from two very different claims: a Fourth Amendment unreasonable seizure claim and a common-law malicious-prosecution claim.”
“In fact,” Alito wrote, “the Fourth Amendment and malicious prosecution have almost nothing in common.”
Supreme Court makes it easier to sue the police for malicious prosecution
Supreme Court Rules Against Police in Malicious Prosecution Case

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What to Do After a Car Accident: First Steps to Take

Once you have met with an accident, the initial few minutes will rob you of your sensibilities. You won’t be able to think and decide on anything.
But you know that it is your alacrity and decision-making abilities that might allay further complexities post-meeting with an accident.
The following article, written in a  didactic mode, will discuss what needs to be done after an accident.
Accident And Causes
Car Accidents are nothing but a collision between vehicles or losing over speed and harming themselves.
It culminates with massive losses inside the car (driver and other passengers)  as well outside the car (death of Pedestrians on the street).
There are different ways by which an accident can occur on the Street. Post meeting with an accident would be needing personal injury lawyers.

1: Over Speeding
If you Overspeed and lose control over your driving you could meet with a fatal accident.
2: Drunken Driving 
If you consumed some addictive substances and drove into the highway, May God Forgive this blunder of yours!
This is because alcoholic substances and stimulants take away lots of your sensibilities and workings of the brain. This invites fatal consequences on the highways mind you!!
3: Red Light Jumping
Suppose you ignored red signals in the highway and accelerated, fully negating the signal, you are sure to end up with a collision with another vehicle.
Unfortunately, in that case, that vehicle pays the price of your silliness. Therefore, know and educate yourself on traffic rules!!
4: Not Maintaining The Lane While Driving
If you are not following the basics of car driving, the lessons that you came across during your driving school, you know what is kept for you.
Your tremulous disposition will lead your vehicle to shift the usual trajectory. Your car might get knocked from the back.
You Have Met With An Accident: What To Do Now !!!
You have already met with a collision. This might or might not be attributed to you. But you have already caused heavy damage to you.
By this time, emotions and trauma will grip you completely. Your basic intelligence might not be functioning at that time.
But it is you who needs to control yourself and make certain key steps. So learn here, what you got to do Mate !!!
Step 1: Ensuring Everyone Is Safe 
You need to exit from the gate by turning on your emergency flashers. This is a symbol of you in danger.
You first need to call the Emergency or Non-Emergency hotline number of the Police Station to give an account of the mishap to the police.
Make sure that you’re staying near your Car in case the accident is not that severe.
But in case you are badly injured,  or your companion is injured, call the helpline number of the nearest hospital.
Step 2: Procuring Information
You need to make sure that you need to share the contact details as well as information pertaining to insurance with that the involved third party.
If some other vehicles caused an accident, you will need to note down the registration number of the car and the license and vehicle-related data of the driver.
Step 3: Taking Snapshots Of Your Vehicle And Filing An Fir
You need to make sure that you are taking pictures of your damaged vehicle. These would help you get back money from the Insurance company.
File a complaint (FIR) at the local police and be transparent with providing each and every detail of the accident to them.
Step 4: Determining Insurance Coverage
When you see that accident occurring at the highway is attributed to some other driver, in that  case, the driver’s insurance will cover:
Your Damaged Property as well as the other driver’s Insurance-related policy limits.
This might help ascertain how much the Insurance company is to pay for your losses of yours.
Your insurance policy will provide  you with:
Adequate protection to you regardless of whose fault it had been. This bears medical Exchanges, loss of wages, funeral expenses.
Step 5: Call Your Insurance Agent
Now what you need is to call your insurance agent and provide each and every piece of information to them. Do not conceal vital information.
The ultimate objective of you is to ensure the protection of your health as well as your vehicle.
Step 6: Call Your Attorney
 Now you will need to call an attorney and ask conformations to some extremely important Questions. Post providing each and every detail you need to ask :
What is your take on my case?
How much do you think I can get from settlement or judgment?
Do you feel that we need to go For a Trial?
What factors are working for us at this juncture and what not?
These are the general steps that you must take. Other than this you need to ensure that:
You seek medical Information
Completely avoid any Quick Settlement
Understand the potential pitfalls and learn from the mishap.

Final Thoughts
In order to conclude it could be mentioned that protection is better than cure. You need to ensure that your fault is negligible.
If you want to attain this, you need to make yourself aware of all traffic-related rules and regulations.
Your skills need to be optimum while you hit the highways. Make sure that you are adept enough psychologically and physically to react post meeting with an accident.

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